QUESTION TEXT: The information in the passage most strongly suggests …
DISCUSSION: All the answers relate to the cause of the changes. This is answered by the first sentence of paragraph 3. Modern laws aim to address the shortcomings of the punitive (old) approach.
___________
- This makes a lot of assumptions, none of which are even remotely supported.
- We don’t know who initiated the changes, or that the legislators were hesitant to adopt them.
- There is a suggestion in the first paragraph that the benefit to creditors was perhaps unexpected. But bitterly opposed is unsupported.
- CORRECT. See discussion above.
- Nothing in the passage mentions or suggests anything about trends in society overall.

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