QUESTION TEXT: By describing BRI as a “failing state-controlled rural lender”, the author …
DISCUSSION: This phrase connects BRI to the earlier point that state banks had been a disaster. So BRI used to be one of those unsuccessful banks, but then transformed into something that worked when it shifted to serving poor customers and offering savings accounts.
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- SafeSave isn’t mentioned in Passage A.
- The description is about BRI’s organizational failure, not about rural difficulty in general.
- It’s not a causal explanation. It’s just a description of how it didn’t work with its first approach.
- There’s no implication in Passage B that you have to be a grassroots organization.
- CORRECT. The passage states earlier that state banks were a disaster. Calling BRI a failing state lender ties it directly to that unsuccessful model.

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